Peer-to-peer

Due to the massive Coronavirus (CoV) outbreak in China, a lot of academic institutions have suspended school term.

Bitcoin and cryptocurrency traders in India are not benefiting from the industry following the ban of cryptocurrency activities by the Reserve Bank of India (RBI) in April last year, and this is making their social life hard. The peer-to-peer (P2P) system that was developed by cryptoasset exchanges has some voids in it and hackers have taken advantage of this to fraud people and most of them have become or are yet to be victims.

Blockchain offered the world a new model for a p2p economy, introducing free global trade without intermediaries and reliable storage of value without the fear of seizure or account freeze by regulators. Along with this new paradigm of money arrived a new paradigm of fundraising. The so-called ICO (initial coin offerings) gave businesses easy and global access to investor money and provided investors themselves with endless opportunities.

Italy, the world’s number 4 as far as the use of blockchain technology is concerned, still needs more blockchain implementation. The epoch of energy, innovation and digitalization is contributing a fundamental transformation.

Digital currencies have gained much momentum globally, including in South America. The World Bank recently issued a report and indicated that only 49% of adults in S. America have access to banks. Overall, it is difficult to create a new bank account since it involves multiple processes (bureaucracy) and weighty maintenance costs.

LocalBitcoins, a peer-to-peer (P2P) trading platform, hit record-breaking Bitcoin (BTC) trading volumes in Egypt, Argentina and Venezuela in October 2018. In other places such as Croatia and Switzerland, trading volumes have struck annual lows.

Ubcoin Market , global peer-to-peer Telegram-connected marketplace for exchanging real goods to cryptocurrency and back, announced the release of its iOS mobile app (Android and web versions are next to come out). Now it is possible to sell or buy iPhones or any other items in exchange for digital assets, without engaging fiat money in these processes. More info and link to download the app: https://ubcoin.io/en

2018 is a tough year for global investors. It seems that all the investment projects have gone wrong: collapse of P2P, sluggish securities market, low gold prices, and plummeting earnings of US debt and bank financial products.

RAD Lending is announcing it’s Pre-ICO, the RAD tokens will be available to all investors, including U.S. accredited investors. The proposed RAD products include a p2p crypto-secured lending platform with revenue profit sharing, a crypto-backed card with a credit limit, digital credit scoring and credit history, and a potential decentralized blockchain-agnostic escrow service for managing security deposit across various blockchains.